WELCOME BACK. LIKE IT OR NOT, TAX SEASON IS HERE AND A NEW STUDY IS SHINING LIGHT ON A PRETTY COLD REALITY. THAT SIX FIGURE SALARY THAT YOU DREAMED ABOUT MAY NOT BE CUTTING IT. >> HERE'S A CLOSER LOOK BY THE NUMBERS. THE SURVEY PUBLISHED BY FINANCIAL ADVICE COMPANY SMART ASSET, FOUND THAT 51% OF PEOPLE WHO EARN MORE THAN ONE HUNDRED THOUSAND DOLLARS REPORT LIVING PAYCHECK TO PAYCHECK. THAT'S A SEVEN PERCENT SPIKE IN JUST THE LAST 12 MONTHS. NOW WE KNOW ONE FACTOR, OF COURSE, PLAY HERE IS INFLATION, WHICH ISN'T HELPING ANYONE AT SIX PERCENT YEAR OVER YEAR, BUT IT'S ALSO YOUR ZIP CODE AND THE TAXES YOU PAY. SO THEY LOOKED AT 76 OF THE LARGEST AMERICAN CITIES TO SEE HOW EARNINGS REALLY STACK UP AFTER TAXES AND ADJUSTED FOR THE COST OF LIVING A ONE HUNDRED THOUSAND DOLLAR ANNUAL INCOME IN NEW YORK CITY AMOUNTS TO JUST THIRTY FIVE THOUSAND SEVEN HUNDRED NINETY ONE DOLLARS. BY THE WAY, HONOLULU AND SAN FRANCISCO AREN'T MUCH BETTER BASED ON THE SAME FACTORS THE YEARLY TAKE HOME IN HOME OF THE BLUES. MEMPHIS, TENNESSEE, WOULD BE EIGHTY SIX THOUSAND FOUR HUNDRED AND FORTY FOUR DOLLARS. THAT'S THE BEST THEY FOUND. OR MAYBE JUST MOVED TO TEXAS THANKS TO NO STATE INCOME TAX AND A CHEAPER COST OF LIVING. SEVEN OUT OF THE TOP 10 CITIES IN THAT SURVEY CAN BE FOUND IN THE LONE STAR STATE. AND WE WANT TO KNOW THE MEDIAN MEDIAN US SALARY LAST YEAR IS ABOUT FORTY FOUR THOUSAND TWO HUNDRED AND TWENTY FIVE DOLLARS, ACCORDING TO ZIPSER, WHICH RAISES SERIOUS CONCERNS ABOUT HOW MANY AMERICANS ARE STRUGGLING IN THIS ECONOMY.