>>> WE ARE BACK ON "GMA." WITH "GMA" GIVES BACK WHERE WE SPOTLIGHT LOCAL HEROES WHO UPLIFT THEIR COMMUNITIES LIKE TWO TEXAS SISTERS WHO HAVE DONE JUST THAT WITH THEIR FAMILY'S BAKE SHOP. THIS SEGMENT IS SPONSORED BY NETSPEND WHICH IS SALUTING THEIR EFFORTS WITH SOME EXPERT ADVICE TO HELP SECURE THEIR FINANCIAL FUTURE. LET'S MEET THE SISTERS. SISTERS ROWSHARON AND ANDREA ARE CO-ENERS OF MS. MYRTLE'S BAKERY SHOP IN HOUSTON, TEXAS. BAKING RUNS THROUGH THEIR BLOOD WITH SOME OF THEIR SWEETS TIED TO A STRONG FAMILY LEGACY. >> TEA CAKES, A RECIPE PASSED DOWN FROM MY GREAT GREAT GREAT GRANDMOTHER A SLAVE IN AFRICA BROUGHT TO AMERICA AND THAT RECIPE WAS PASSED TO MY MOTHER THROUGH A GREAT AUNT. >> Reporter: TO BRING THEIR MOTHER'S DREAMS OF OPENING A BAKERY TO LIFE THE SISTERS LEFT THEIR CORPORATE JOBS AND TOOK ON A CHALLENGING MISSION. >> IT WAS A HUGE STEP. I COULDN'T EXPECT TO GET PAID WHAT I WAS GETTING PAID IN MY CORPORATE WORLD SO I HAD TO WORK AND SACRIFICE HERE FINANCIALLY. I'VE HAD TO PAY BUSINESS BILLS OUT OF MY PERSONAL ACCOUNT. >> Reporter: THE SISTERS STILL MAKING IT A PRIORITY TO SERVE THEIR COMMUNITY DONATING BAKED GOODS TO SCHOOLS AND ORGANIZATIONS. DURING THE PANDEMIC, THEY TOO WERE STRUCK BY TRAGEDY. THEIR BELOVED MOM MYRTLE JACKSON PASSING AWAY FROM COVID-19. >> I WANT TO MAKE SURE THE BUSINESS STAYS AFLOAT. THAT WAS A PROMISE I MADE TO MY MOM THAT THIS BUSINESS WAS ALWAYS GOING TO STAY IN THE FAMILY. >> Reporter: LIKE SO MANY THEIR SACRIFICES HIT THEM HARD FINANCIALLY. >> DO WE PAY THIS BILL THIS WEEK? >> HELLO, I'M ANDREA. >> OUR SPONSOR NETSPEND CONNECTED THE SISTERS WITH CONSUMER FINANCE AND BUDGETING EXPERT ANDREA WOROCH. >> ANYTHING SPECIFIC YOU'RE CURIOUS ABOUT? >> HOW TO SET UP A NICE NEST EGG FOR MY RETIREMENT. I'M 55 SO I'VE REACHED THAT THRESHOLD. >> MY CREDIT IS BAD SO I'M IN THE PROCESS OF TRYING TO REPAIR THAT NOW. >> THE NUMBER ONE THING THAT I ALWAYS RECOMMEND, GET BACK TO BASIC BUDGETING. LOOK OVER YOUR PAST FEW MONTHS OF EXPENSES, LIST OUT EVERY SINGLE CATEGORY AND CUT BACK ON CERTAIN PURCHASES. YOU NEED TO TREAT YOUR SAVINGS LIKE A BILL. IF YOU CAN DO THAT ONCE A WEEK, THAT'S GOING TO HELP YOU GET AHEAD. ANOTHER OPTION COULD BE USING ZERO PERCENT BALANCE TRANSFER CARD. HAVE YOU EVER LOOKED INTO THIS? >> NO. >> NO. >> SO A ZERO PERCENT TRANSFER BALANCE CARD YOU CAN GET ANYWHERE FROM 12 TO 21 MONTHS TO PAY OFF THE CARD WITHOUT ANY ADDITIONAL INTEREST PILING UP. >> OKAY. >> COULD YOU DO SOME ONLINE BAKING CLASSES? THERE ARE SITES WHERE YOU CAN SET UP A PLATFORM WHERE YOU CAN DO CLASSES AND YOU CHARGE A FEE FOR INSTRUCTION. >> WE'VE PLAYED AROUND WITH THE IDEA QUITE A BIT. >> FINALLY WHEN WE HAVE MONEY ACROSS MULTIPLE ACCOUNTS IT BECOMES HARDER TO MANAGE SO I RECOMMEND SIGNING UP FOR AN EVERYDAY MOBILE BANKING ACCOUNT AND A GREAT EXAMPLE IS NETSPEND'S ALL ACCESS MOBILE ACCOUNT AND IT HELPS PEOPLE SHOP, PAY BILLS, BUDGET AND MANAGE YOUR MONEY ANY TIME AND ANYWHERE. >> Reporter: AND THEN FOR THE ICING ON THE CAKE, ONE MORE BIG SURPRISE. >> OH, WOW. >> THANK YOU. >> Reporter: $10,000 FROM NETSPEND TO HELP THESE TWO DESERVING SISTERS GET A JU JUMP-START ON THEIR FINANCIAL FUTURE. >> IT WILL GIVE US A GOOD START. WE WILL USE THIS MONEY VERY WISELY. >> YES. >> WE REALLY DO APPRECIATE IT. >> THANK YOU. THANK YOU. >> THEY'RE SO GREAT. AND THAT ADVICE WILL HOPEFULLY KEEP THE SISTERS AND THEIR BELOVED BAKE SHOP GOING STRONG FOR YEARS TO COME. >> I SEE THOSE BIG CHECKS. >> I SAW SOMEONE GOING THROUGH THE AIRPORT WITH ONE THE OTHER DAY. >> REALLY? >> YES, WITH A BIG